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PayPal: PayPal Credit reviews

4.73
Based on 144,285 reviews, last reviewed 21st Jun 2026
4296150% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Look good It is Good and trus. Muy easy and good communication. Reviewed on: 21st June 2026
Juan C's avatar
Juan C

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144285)

No alarms and no surprises, I like pp credit for it'...

5
No alarms and no surprises, I like pp credit for it's ease of use Reviewed on: 12th June 2024

It’s been good no problems always reliable.

4
It’s been good no problems always reliable. Reviewed on: 12th June 2024

Smooth experience and makes payments faster.

5
Smooth experience and makes payments faster. App has gotten even more user friendly now. Reviewed on: 12th June 2024

Excellent services

5
Good reliable service, responsive and secure, I’ve not experienced any issues in using their services over several years Reviewed on: 12th June 2024

Overall very good, cannot fault it.

5
Overall very good, cannot fault it. Reviewed on: 12th June 2024

Never any issues.

5
Never any issues. Done hundreds of payment good value for money Reviewed on: 12th June 2024

Trust me a good company and very safe to use...

5
Trust me a good company and very safe to use Reviewed on: 12th June 2024

I find paypay great as it protects you and PayPal cr...

5
I find paypay great as it protects you and PayPal credit has some great benefits Reviewed on: 12th June 2024

PayPall are simply perfect!

5
I’ve always found that PayPal are fantastic, even if you miss a payment by a couple days, they will help. The staff are great to deal with and always listen. Reviewed on: 12th June 2024

I use PayPal credit on a regular basis for larger pu...

5
I use PayPal credit on a regular basis for larger purchases. I find the split into three payments great with not spending one chunk of my money in one go. Especially with no interest added too. Reviewed on: 12th June 2024

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