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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144241 reviews)

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4.73

Based on 144,241 reviews, last reviewed 21st Jun 2026

4294200% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent experience using PayPal. I’ve had a very good experience using PayPal. The service is fast, secure, and easy to use for sending and receiving money. Transactions are smooth, a... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144241)

So helpful when stuck

I was stuck when some appliances in the home broke unexpectedly and pay pal credit allowed me to buy the items we needed as a family and spread the repayments. Reviewed on: 12th June 2024

It’s really handy to use and helps spread the cost out.

It’s really handy to use and helps spread the cost out. Reviewed on: 12th June 2024

I always had a good experience using PayPal, no prob...

I always had a good experience using PayPal, no problems and good chances to bet approved for an account. The app is excellent and I never had any issues with it. Reviewed on: 12th June 2024

Useful tool, would be good to have the option to req...

Useful tool, would be good to have the option to request credit increases Reviewed on: 12th June 2024

Easy to navigate and convenient application.

Easy to navigate and convenient application. Spread your payments on big money items. Reviewed on: 12th June 2024

Easy to use, would highly recommend

Easy to use, would highly recommend Reviewed on: 12th June 2024

The interest rates are great and the user journey is...

The interest rates are great and the user journey is super easy Reviewed on: 12th June 2024

Brilliant

I always use it for things to purchase until payday Reviewed on: 12th June 2024

PayPal my pal

Safe and easy way to pay for your items .deal with any problems with ease .Great way to shop PayPal my pal . Reviewed on: 12th June 2024

Easy to use

Easy to manage giving me a choice on my budget so not lots of debt Reviewed on: 12th June 2024

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