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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146585 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146585)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Helps spread the cost and funds are easily accessible

Helps spread the cost and funds are easily accessible Reviewed on: 11th June 2026

Convenient and 4 months interest free

Convenient and 4 months interest free Reviewed on: 11th June 2026

Great Experience Highly Recommend

Everything from signing up and ease of use and customer service all great Reviewed on: 11th June 2026

I use PayPal for most purchases I never have a probl...

I use PayPal for most purchases I never have a problem, you know where you’re at and no interest if you pay within 4 months. Thank you Reviewed on: 11th June 2026

I trust PayPal credit for short term finance and fin...

I trust PayPal credit for short term finance and find it an easy to use platform. Reviewed on: 11th June 2026

Easy to use

Easy to use and you know exactly what’s happening at all times. Keeps you well informed Reviewed on: 11th June 2026

Handy and easy with variety of options

Handy and easy with variety of options Reviewed on: 11th June 2026

Very good app, use it very often

Very good app, use it very often Reviewed on: 11th June 2026

A safe way to transfer money

It feels very safe - to transfer and use tk pay bills Reviewed on: 11th June 2026

Easy to use and tracking the interest free date for...

Easy to use and tracking the interest free date for me to pay on time Reviewed on: 11th June 2026

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