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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146692 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146692)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Without boundaries

Accepted everywhere and now having the physical card is a game changer! Great app to see where everything is. Interest free credit automatically on large payments is really useful too. I would recommend this service to anyone. Reviewed on: 11th June 2026

Helping you pay your way to bigger experiences...

Ive used paypal credit to pay off an engagement ring, a holiday and a music festival. It's great for breaking down bigger payments, especially these days. Reviewed on: 11th June 2026

The easy way to get credit

Always easy to understand. Great communication. Reviewed on: 11th June 2026

Get good rewards incentives and easy to use and good...

Get good rewards incentives and easy to use and good choices and excellent overall Reviewed on: 11th June 2026

Very easy to use app is efficient and when I had an...

Very easy to use app is efficient and when I had an issue with payment I contacted using chat and then was transferred to an agency to help me Reviewed on: 11th June 2026

Easier always with PayPal.

Easier always with PayPal. Plus judge and jury when it comes to a dispute Reviewed on: 11th June 2026

So far so good

So far so good, no complaints. I’ve used it for years without any issues . Reviewed on: 11th June 2026

Very helpful when my package went missing

Very helpful when my package went missing Reviewed on: 11th June 2026

Pay pal is easy and convenient to use and you can sp...

Pay pal is easy and convenient to use and you can spread the payments to suit your needs or pay in full Reviewed on: 11th June 2026

More than you can imagine

Amazing very good easy to use hi recommended Reviewed on: 11th June 2026

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