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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145717 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145717)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Love using PayPay!

I love that you can spread the cost of many purchases over three payments which is interest free credit. Communication from PayPal is always very good. Reviewed on: 10th June 2026

Good service !!

Plenty of options, pay later or spread payments! I also feel it's safe using the app with the guarantee . I'm also earning points Reviewed on: 10th June 2026

Verry Quick, good service.

Verry Quick, good service. Everything clear for understand Reviewed on: 10th June 2026

Reliable service

Been using PayPal for over 20years, never had a problem. Reviewed on: 10th June 2026

Excellent communication

Excellent communication, no issues with getting a response Reviewed on: 10th June 2026

Convenient and easy to use

Paypal credit is so convenient and allows me to spread the cost of big purchases. Reviewed on: 10th June 2026

PayPal credit is life changing

PayPal credit has helped me so much in my life it’s affordable to use and very easy. The customer support is very helpful when needing extra help. The app is very useful and easy to use. I would definitely recommend Paypal credit it anyone. I recommended it to my husband who needed a quick purchase for a large amount of money and he was approved straight away and bought what he needed to buy. Reviewed on: 10th June 2026

Makes items more affordable

Always offer good payment options Reviewed on: 10th June 2026

PayPal credit has been so easy to use!

PayPal credit has been so easy to use!!! It’s just excellent - the interest free periods have been super helpful and the app is so easy to use. Reviewed on: 10th June 2026

Easy to use and a great way to pay...

PayPal credit is easy to use and a great way to pay for things using credit. Repayments are easy and the email reminders are handy Reviewed on: 10th June 2026

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