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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 119,185 reviews, last reviewed 3rd Jun 2026
3153100% increase in 5 star reviews
in the past 90 days
9300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best financial service provider. Best financial service provider. Reviewed on: 3rd June 2026
Abdul H's avatar
Abdul H

Latest lowest rating:

1

Poor credit provider Weather you pay on time or no only rich people get more credit Reviewed on: 2nd June 2026
HN's avatar
HN
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (119185)

Great credit provider.

5
Flawless experience. I haven’t had a single issue. Reviewed on: 14th June 2022
Calem Shaw's avatar
Calem Shaw

Easy to use

5
Quick no nonsense and simple to follow spending Reviewed on: 14th June 2022
Grem S's avatar
Grem S

Great finance option

3
Awesome finance option for online goods and being able to repay overtime. Reviewed on: 14th June 2022
Penguiny201's avatar
Penguiny201

Malik Raza

5
Best ways too pay anywhere best app in the world PayPal Reviewed on: 14th June 2022
Ali Raz's avatar
Ali Raz

Muhammad saeed

5
I m very happy with PayPal they give us the good service and help us every time Reviewed on: 14th June 2022
Amar Popy's avatar
Amar Popy

Flexibility of Payment

5
Love the flexibility PayPal credit and PayPal Pay on 3 allows me. Spreading costs over 4 months 0% is amazing for existing customers. More card companies should take note. Reviewed on: 14th June 2022
Matt Turner's avatar
Matt Turner

PayPal is second to none in its business

5
I have used PayPal for almost 15 years now and can boldly say it is as great as it can be Reviewed on: 14th June 2022
richmond tetteh's avatar
richmond tetteh

Recommendable

5
Reliable, anytime, can trust, very helpful Reviewed on: 14th June 2022
Antonina Quesada's avatar
Antonina Quesada

Easy & Simple

5
This a straight forward way to borrow money and control your finances. I find it difficult due to my brain damage, Pay Pal is the one outlet I have had no problems with. Reviewed on: 13th June 2022
Tessa Broad's avatar
Tessa Broad

Easy to use

4
I had no issues whatsoever using it. Reviewed on: 13th June 2022
Carlos's avatar
Carlos

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