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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146865 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146865)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I have had times where I’ve needed the 0% for 4 mont...

I have had times where I’ve needed the 0% for 4 months and it’s been great PayPal can offer me this Reviewed on: 11th June 2026

Paypal A*

Paypal transactions are fast, easy and efficient. Any problems with a purchase are easily dealt with and refunded promptly if required. Would recommend Paypal for any online purchase. Reviewed on: 11th June 2026

My experience using PayPal credit account

Having a PayPal credit account has made buying various items very easy and simple Reviewed on: 11th June 2026

PayPal credit is exceptionally convenient.

PayPal credit is exceptionally convenient to buy larger ticket items with a four months grace period. Now we have a physical card in our wallet we can use it daily. Reviewed on: 11th June 2026

Always used Paypal

I use Paypal nearly for everything, the 4 months no APR is very good on the credit account and I love that they did a card for it! It’s super easy to use and I must say when people tell me they don’t have Paypal I am very surprised. I make a lot of use of the pay in 3 as well. Also have a few quid in the crypto account. Very worth it. Reviewed on: 11th June 2026

The card you can use anywhere very easy to use and w...

The card you can use anywhere very easy to use and welcome in most retailers Reviewed on: 11th June 2026

I feel very good with the PayPal app it helps...

I feel very good with the PayPal app it helps me a lot Reviewed on: 11th June 2026

Easy transaction with PayPal

Easy transaction with PayPal, but Samsung have been a nightmare as discounts were not applied to the transaction. Reviewed on: 11th June 2026

Really easy and simple to use!

Really easy and simple to use, has great rewards and easy to set up physical cards too. Love the app, it’s easy to navigate and feels secure too. My account feels very secure with the two factor authentication! Reviewed on: 11th June 2026

I have found it a useful tool when needed to spread...

I have found it a useful tool when needed to spread payments. The payback could be clearer though Reviewed on: 11th June 2026

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