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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146928 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146928)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Really helpful and Paypal app really easy to use

Really helpful and Paypal app really easy to use Reviewed on: 11th June 2026

Really good

Very easy to speak to on the phone staff were very accommodating to my needs Reviewed on: 11th June 2026

Budgeting

Managing payments over 4 months allows for great budgeting options and I can afford to buy those luxury items. Reviewed on: 11th June 2026

I’ve used PayPal for years and they have stood by my...

I’ve used PayPal for years and they have stood by my side when I needed them. I’ve had cases where I’ve bought electrical goods and the retailer has refused to refund, PayPal stepped in and made sure I was give what I was owed back. They fight your battles for you. Reviewed on: 11th June 2026

Great service

Just always found such ease when using Reviewed on: 11th June 2026

At first I thought it wouldn't be a good service but...

At first I thought it wouldn't be a good service but how wrong I was it's brilliant. You can keep your eye on activities and it's great you get an email telling you when a payment is due. I would recommend it to anyone who needs finance as not everyone has available cash. Reviewed on: 11th June 2026

I’ve found PayPal Credit to be a reliable and very u...

I’ve found PayPal Credit to be a reliable and very useful service. It’s become my main credit provider due to the rolling 4 month interest free credit line feature. Any issues I’ve had have been dealt with promptly and efficiently by the PayPal customer services team. Reviewed on: 11th June 2026

Convenient and trustworthy, that's my summary follow...

Convenient and trustworthy, that's my summary following using PayPal for 20+ years Reviewed on: 11th June 2026

I use PayPal credit to keep on top of things, and it...

I use PayPal credit to keep on top of things, and it allows me to spread out large purchases and pay it back in muggy own time. Reviewed on: 11th June 2026

problem solved

I got in contact with pay pal and my problem was resolved with ease and satisfaction Reviewed on: 11th June 2026

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