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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145956 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145958)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Really easy to use

Really easy to use and I’m waiting now for when I need to pay Reviewed on: 10th June 2026

Got money straight away.

Got money straight away. Made it clear what the terms were and I get payment reminders Reviewed on: 10th June 2026

Secure payments, easy to use.

Secure payments, easy to use. I always use PayPal when I can as I know my money is safe Reviewed on: 10th June 2026

Paypal credit is reliable and gives you the flexibil...

Paypal credit is reliable and gives you the flexibility to make purchases of any amount and pay later. Reviewed on: 10th June 2026

Always simple,.always secure...

I've used PayPal for a number of years now and have always found it a safe, effective and simple way to securely complete online purchases. Reviewed on: 10th June 2026

Great facilities, flexibility and I feel secure when...

Great facilities, flexibility and I feel secure when making transactions. Reviewed on: 10th June 2026

Easy to use, handy for large purchases especially wh...

Easy to use, handy for large purchases especially when out of the blue. Reviewed on: 10th June 2026

Love it.

Love it. an offer for longer interest free deals would be nice but other than that it’s great Reviewed on: 10th June 2026

Great service, excellent customer support.

Generally, it's been excellent. They resolved matters when I was charged for a fraudulent transaction very swiftly, unlike my main bank, and their credit system had always worked well for me. It's a great layer of extra security on my finances, and I appreciate the fact that it's digitally managed from the start, instead of a weird afterthought like a lot of bank apps are. Reviewed on: 10th June 2026

Good value for money.

Good value for money. Customer service has been great when any issues arise. I would recommend to my friends and family. Reviewed on: 10th June 2026

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