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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147042 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147042)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I use PayPal for most things I buy on eBay and any s...

I use PayPal for most things I buy on eBay and any seller that accepts it never had a issue Reviewed on: 11th June 2026

The easy choice

It’s very easy to choose PayPal credit for your payment method. Makes buying, for example a new washing machine a less financially painful experience. Having a few months interest free helps a lot. Reviewed on: 11th June 2026

Excellent Service

Transactions have always been smooth. Customer service is prompt and spot on. Reviewed on: 11th June 2026

I have been a PayPal customer for many years, the in...

I have been a PayPal customer for many years, the introduction of the PayPal credit has been extremely helpful to me in terms of emergency credit. Reviewed on: 11th June 2026

Had an issue with a transaction and it was clearly e...

Had an issue with a transaction and it was clearly explained to me how my refund was processed. Reviewed on: 11th June 2026

They have my back

Ease of payment and clarity of transactions Reviewed on: 11th June 2026

very good and helpful- i use paypal as often as...

very good and helpful- i use paypal as often as i can Reviewed on: 11th June 2026

I never have had any issues.

I never have had any issues. Paying in 4 months interest free is a great financial help Reviewed on: 11th June 2026

Easy to use

I always used PayPal always being easy and safe transaction Reviewed on: 11th June 2026

Easy to apply and easy to use

Easy to apply and easy to use Go on app and you can see your spend and when you will need to start paying interest. So helpful for budgeting in today’s climate Reviewed on: 11th June 2026

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