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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147088 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147088)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

UNBEATABLE SERVICE

ALLS WELL WHEN I CHECK IN THE APP NO PROBLEMS TO DEAL WITH, THE BACK OFFICE AT PAYPAL TAKE THE STRAIN OFF YOUR SHOULDERS WHEN IT COMES TO COVERING ALL YOUR FINANCIAL NEEDS. Reviewed on: 11th June 2026

PayPal credit gives me the freedom

PayPal credit gives me the freedom of a credit card but because it's not a physical card I'm restricted to online purchases only which is a great benefit to me as it controls my spending Reviewed on: 11th June 2026

Professional friendly best service.

Professional friendly best service. Reviewed on: 11th June 2026

Always consider PP

I consider PayPal credit whenever I am making a larger purchase because the whole process is easy and straightforward. Reviewed on: 11th June 2026

Always smooth and problem free.

Always smooth and problem free. After many years with Pay Pal never had a problem Reviewed on: 11th June 2026

Great service and features

Great for quick and easy payments and allows me to spread the cost, PayPal credit is a great addition to PayPal with being able to make payments over 4 months at 0% Apr makes getting some items that little bit more worth it rather than saving up and missing great deals. Reviewed on: 11th June 2026

PayPal credit

I found it to be very useful to have the option to use PayPal credit as and when I need to use it as well as have the peace of mind that have the option to repay it in a certain time or delay it when it is convenient.Thank you Reviewed on: 11th June 2026

I would recommend....

Allows for simple, efficient transactions with all the necessary protection. Reviewed on: 11th June 2026

Easy-to-Use Platform with Reliable Security

Paypal is asking this Tell us more about your experience If PayPal is asking “Tell us more about your experience” (for a job application or profile), they're usually looking for a brief summary of your relevant background, skills, and achievements. You can use this template: I have experience in [industry/field] with a focus on [key skills]. In my previous role(s), I was responsible for [main responsibilities]. I have successfully [notable achievement or project], which helped improve [result]. I am particularly skilled in [relevant tools, technologies, or competencies] and enjoy working in collaborative, fast-paced environments. I am excited about the opportunity to bring my experience and problem-solving abilities to PayPal. For example, for a customer service role: I have several years of customer service experience, assisting customers through phone, email, and chat channels. I have handled account inquiries, resolved complex issues, and consistently maintained high customer satisfaction scores. I am comfortable working with multiple systems, communicating clearly, and finding solutions quickly. I am excited about the opportunity to contribute to PayPal's commitment to providing excellent customer experiences. If you tell me: The role you're applying for, and A few details about your background, I can write a tailored response for you. They asked it for feedback If PayPal is asking for feedback and says "Tell us more about your experience", you can briefly describe what happened, what worked well, and what didn't. Examples: Positive feedback Overall, my experience was smooth and easy to navigate. The payment process was straightforward, and I appreciated the security features and quick transaction confirmations. Negative feedback I experienced difficulties with the verification process. The instructions were not always clear, and it took longer than expected to resolve my issue. I would appreciate clearer guidance and faster support response times. Mixed feedback My overall experience was good, but I encountered some challenges with account verification and finding the right support information. The platform is easy to use, but improving communication during issue resolution would make the experience better. Tell me what happened (e.g., account limitation, payment issue, dispute, customer support interaction, etc.), and I can help you write specific feedback. Overall, my experience was smooth and easy to navigate. The payment process was straightforward, and I appreciated the security features and quick transaction confirmations. Gimme a title for this Here are some title options: Smooth and Secure Payment Experience Easy-to-Use Platform with Reliable Security Fast, Simple, and Secure Transactions Positive Experience with Seamless Payments Convenient and Trustworthy Payment Service Efficient Payment Process and Strong Security User-Friendly Platform with Quick Confirmations Great Overall Experience with PayPal For a feedback form, "Smooth and Secure Payment Experience" is concise and professional. Can you make that positive feedback bit longer Sure. Here's a longer, polished version: Title: Smooth and Secure Payment Experience Overall, my experience with PayPal has been very positive. The platform is intuitive and easy to navigate, making it simple to send and receive payments without any confusion. The payment process is straightforward and efficient, and transactions are completed quickly with clear confirmation notifications. I also appreciate the security features and buyer protection measures, which provide additional peace of mind when making purchases or transferring funds. The interface is well organized, allowing me to manage my account and review transaction history easily. Overall, PayPal offers a reliable, secure, and convenient payment experience, and I have been satisfied with the service. Reviewed on: 11th June 2026

Very reliable and efficient service

PayPal is very reliable it offers a few variations of ways to pay, the pay in 3 is a brilliant offer if things are a bit tight it offers flexibility and financial freedom. Reviewed on: 11th June 2026

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