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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147196 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147196)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to make payments and meet my requirements.

Easy to make payments and meet my requirements. I like the way it all works Reviewed on: 11th June 2026

I've been using PayPal since around 2006...

I've been using PayPal since around 2006 to facilitate eBay purchases. The fact that I still find myself using it 20 years later speaks for itself! Never any issues with their service or their app, it's all easy to use and I feel like my transactions are truly safe with PayPal. Reviewed on: 11th June 2026

So far no issues, didn’t have to use customer servic...

So far no issues, didn’t have to use customer service yet. Reviewed on: 11th June 2026

Easy instalments.

Easy instalments. Good customer service Reviewed on: 11th June 2026

Always no problem great customer service good rates

Always no problem great customer service good rates Reviewed on: 11th June 2026

PayPal hasa great app which gives you all the servi...

PayPal has a great app which gives you all the services and information required for a great experience. Reviewed on: 11th June 2026

It is a very useful service.

It is a very useful service. Very informative! The user experience is clean and clear. Keeping things simple is always good for the customer. I appreciate it a lot. Reviewed on: 11th June 2026

Good finance options

I have made use of the 4 month Interest Free options on Paypal Credit and this is a good way for me to manage my finances. Reviewed on: 11th June 2026

Seemless process.

Seemless process. Immediate funds sent and received. Reviewed on: 11th June 2026

Convenient and helpful

PayPal is easy and convenient to use and has been a big help in managing my credit. Their customer service team have been very helpful and proactive. Reviewed on: 11th June 2026

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