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PayPal: PayPal Credit reviews

4.73
Based on 146,027 reviews, last reviewed 29th Jun 2026
4374900% increase in 5 star reviews
in the past 90 days
12550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026
Ms N's avatar
Ms N

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026
Arunan Sriskantharajah's avatar
Arunan Sriskantharajah

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146198)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Good help when you need it

5
Been using PayPal credit for over two years now and I can say it’s one of the best decisions I have made in my finances. The flexibility to pay, the interest free timeline and peace of mind it brings when shopping knowing that they help with refunds when necessary, is second to none Reviewed on: 11th June 2026

Excellent service.

5
Excellent service. Keep you updated on everything Reviewed on: 11th June 2026

Simply the best

5
Everytime I've called they answer with real human beings and always willing to go that bit extra further plus they don't rush you off the phone till your satisfied...proper out of this world fantastic service Reviewed on: 11th June 2026

Always reliable

5
My go to for online shopping and some great credit options for those larger purchases. Safe, effective and always reliable Reviewed on: 11th June 2026

Always there when I need itn I need it

5
Always there when I need it. Can pay with it many places Reviewed on: 11th June 2026

Great experience for my first time I use PayPal...

5
Great experience for my first time I use PayPal Reviewed on: 11th June 2026

Paypal pay in 3, PayPal credit

5
Good service when you need it, many options to choose from Reviewed on: 11th June 2026

I find Paypal easy to use and I can control my spend...

5
I find Paypal easy to use and I can control my spending and payments in a clear interface. Reviewed on: 11th June 2026

Ease of use.

5
Ease of use. Easy to use App. Information is easily available. Reviewed on: 11th June 2026

PayPal is very recommended

5
PayPal is very easy to use and it’s very reliable Reviewed on: 11th June 2026

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