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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147768 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147768)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use and great rates.

Easy to use and great rates. Very good app. Reviewed on: 11th June 2026

Always a good experience.

Been using PayPal for a long time. Never had any issues. Reviewed on: 11th June 2026

Quick and efficient.

Quick and efficient. Always reliable and easy to use Reviewed on: 11th June 2026

An excellent way to spread the cost

An excellent way to spread the cost and allows you to buy with confidence. Reviewed on: 11th June 2026

Use PayPal to spread the cost of more...

I often use PayPal credit to spread the cost of more expensive items it works well for me. Reviewed on: 11th June 2026

I had few issues over the years.

I had few issues over the years. Contacted customer service multiple times for refunds etc. Always very polite and willing to listen and advise Reviewed on: 11th June 2026

Excellent experience

I have had an excellent experience, at present I have had no issues. Reviewed on: 11th June 2026

Straightforward to figure out.

Straightforward to figure out and good support when it is needed. Reviewed on: 11th June 2026

Paypal.... always there when I need them

Paypal is always on hand for my financial needs wether it's paypal credit or PayPal pay in 3. Or even just using PayPal as a secure payment method reassures me my purchase is protected and safe Reviewed on: 11th June 2026

Satisfied customer

PayPal is so easy and quick to use, been using it for longer than I remember Reviewed on: 11th June 2026

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