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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147865 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147865)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Breathing space for bigger buys

I've been using PayPal credit since I bought my house. It is great for the most expensive buys that need a bit more time to pay off. The first thing I bought with it was my fridge. Having that extra time was such a relief Reviewed on: 11th June 2026

easy payment options, made my purchase affordable

easy payment options, made my purchase affordable Reviewed on: 11th June 2026

I couldn't be happier with PayPal Credit.

I couldn't be happier with PayPal Credit. It makes shopping so much easier and stress-free. The system is incredibly user-friendly, and managing payments is simple and transparent. No hidden fees, clear terms, and absolute convenience. A well-deserved five stars! Reviewed on: 11th June 2026

I feel safe using paypal.

I feel safe using paypal. It's easy to use and I feel protected Reviewed on: 11th June 2026

PayPal is a great way to pay for items

PayPal is a great way to pay for items Reviewed on: 11th June 2026

I love the new rewards programme and pay in 3 with 0...

I love the new rewards programme and pay in 3 with 0% interest is very useful Reviewed on: 11th June 2026

Fast, Secure & Flexible

I’ve had a great experience with PayPal and PayPal Credit. Payments are quick, secure, and easy to manage, while PayPal Credit provides flexible payment options when I need them. The app is user-friendly, and transactions are processed smoothly. Overall, a reliable service that makes online shopping and managing finances much more convenient. Reviewed on: 11th June 2026

Very easy process.

Very easy process. Haven’t needed to use customer service hence the neutral vote. Have had a few purchases that I’m unable to use pay in 3 but not a problem Reviewed on: 11th June 2026

PayPal is the best way to pay online

PayPal is the best way to pay online Reviewed on: 11th June 2026

Love love!

Love love everything PayPal stands for! Reviewed on: 11th June 2026

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