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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146405 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146405)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great experience

I am so happy with pay pal which giving me a chance to pay later. I can recommend to everyone easy and quick option !!! Reviewed on: 11th June 2026

Easy to use and convenient.

Easy to use and convenient. And interest free for 4 months. Reviewed on: 11th June 2026

PayPal is very easy to use and navigate as a user

PayPal is very easy to use and navigate, with a user-friendly app that’s always convenient to have on hand. On the occasions I’ve needed to contact customer support, they’ve been helpful and efficient, always working to find a solution. Overall, a reliable service that I would highly recommend Reviewed on: 11th June 2026

Amazing service

Excellent,easy to use and understand Reviewed on: 11th June 2026

Easy to use

Easy to use, like having pay in 3 and credit card option Reviewed on: 11th June 2026

Great piece of mind and security when buying on line

Great piece of mind and security when buying on line and great flexibility with the way you pay back... excellent all round. Also knowing PayPal is accepted almost anywhere many thanks Adam Reviewed on: 11th June 2026

4 months free credit on spend over £100

Great that you get 4 months free credit on everything over £100 - and you can pay it earlier if you want. No hassle. No applications, once you have the credit account, it's arranged. The website is also very clear when providing information on when the spend needs to be paid back. Reviewed on: 11th June 2026

Good Service

Service and apps is good easy to understand Reviewed on: 11th June 2026

Really great service

Never had a problem with PayPal, if I had any queries the customer service team were really helpful. Reviewed on: 11th June 2026

5 stars!

Overall great service, quick and easy to use Reviewed on: 11th June 2026

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