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PayPal: PayPal Credit reviews

4.73
Based on 146,374 reviews, last reviewed 30th Jun 2026
4390750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026
Kat's avatar
Kat

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146458)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Flexible and convenient

5
Flexible payment options to allow the cost to be spread out especially now you can have the card in your wallet. Customer service easily contactable when required. Reviewed on: 11th June 2026

4 months free

5
Pay pal 4 months free credit is a great way to spread your payments and you can pay off early too Reviewed on: 11th June 2026

Paypal easy to use

5
PayPal is easy to use and feels safer than giving out you card details Reviewed on: 11th June 2026

I am using PayPal, its more convenient.

5
I am using PayPal, its more convenient. Reviewed on: 11th June 2026

Brilliant way Pay Pal excellent

5
Brilliant way to spend money plus knowing if anything goes wrong they fight your corner Reviewed on: 11th June 2026

Great facility!

5
PayPal credit has been a great facility for me and I’ve always been assisted quickly when in touch with customer support agents. The only issue I have had is that sometimes the app doesn’t update as quickly as when logged in to the website. Reviewed on: 11th June 2026

Convenient, easy to use, all good thanks

5
Convenient, easy to use, all good thanks Reviewed on: 11th June 2026

Great experince.

5
Great experince. Hassle free transactions.Safe to use Reviewed on: 11th June 2026

Great Rewards

5
Very easy to use and great rewards Reviewed on: 11th June 2026

Pay pal Was straight forward to apply

5
Pay pal Was straight forward to apply Reviewed on: 11th June 2026

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