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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147992 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147993)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Clear and transparent credit!

So easy to use and apply for. Regular communication about reducing payments to keep you on track Reviewed on: 11th June 2026

Don't need to worry unless you have a PayPal account

Very good easy way to pay you don't need to worry about if you have a PayPal account very easy to use and you can buy online whatever you want Reviewed on: 11th June 2026

Very easy and convenient to use

I am happy with my experience using PayPal Credit. It is simple, convenient, and easy to manage. The payment options are clear, and I like that I can use it when I need extra flexibility. Overall, I am satisfied and would recommend it. Reviewed on: 11th June 2026

I have used PayPal for over 20 years .

I have been using PayPal for 20 years and have always had great attentive service when I have dealt with customer support. The dashboard is user friendly, and when shopping and PayPal is offered as a payment option, I always feel secure using it , giving me even more options on how I can fund the purchase, pay in 3, deferred payments etc etc . Reviewed on: 11th June 2026

I've used PayPal for years.

I've used PayPal for years. They are my most trusted online payment method. Reviewed on: 11th June 2026

Great service -any disputes I have rai...

I’ve never had an issues and any disputes I have raised have been resolved which gives me peace of mind. I also use PayPal credit which is quick and easy. I have used Paypal for many years and continue to do so. Reviewed on: 11th June 2026

easy to use and very flexible with payments

easy to use and very flexible with payments Reviewed on: 11th June 2026

It’s a safe no fuss way to pay across many vendors.

It’s a safe no fuss way to pay across many vendors. Reviewed on: 11th June 2026

Good help shopping and others online as well

Good help shopping and others online as well Reviewed on: 11th June 2026

Paypal amazing

Wonderful, service and the most effective one is their 4 month interest free purchase from payal credit saved so much of money. Reviewed on: 11th June 2026

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