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PayPal: PayPal Credit reviews

4.73
Based on 146,526 reviews, last reviewed 30th Jun 2026
4397750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026
Donna's avatar
Donna

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146692)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

One of the Best credit cads

5
Easy to apply and first credit card that allows you to pay in 4 months with 0.0% interest every transactions over £100 Reviewed on: 11th June 2026

Trustworthy company

5
I use PayPal as it gives me peace of mind when I am paying for something. I also like that I can have extended time to make payments and this allows me to be able to have things that would normally take me longer to obtain. I have only used customer service a few times over the years, however, whenever I have it's always been a positive experience for me. I am a very nervous person and suffer with extremely bad anxiety so speaking to others is very difficult for me I haven't felt that with PayPal customer service Reviewed on: 11th June 2026

Very professional and very useful

5
Very professional and very useful Reviewed on: 11th June 2026

Smart Easy to use.

5
Easy to use. Especially when sending money abroad. Great for all kinds of shopping safe and secure. I trust PayPal and would definitely recommend. Reviewed on: 11th June 2026

Whenever I reached out to customer service it was re...

5
Whenever I reached out to customer service it was resolved instantly. Makes sending money anywhere in the world. PayPal connects us to each other. Reviewed on: 11th June 2026

Very good and easy to use, I use all the...

5
Very good and easy to use, I use all the time Reviewed on: 11th June 2026

PayPal credit is superb.

5
PayPal credit is simple and easy to use and understand. If you need any assistance the team is wonderful to deal with. As a long time PayPal customer would 100% recommend. Reviewed on: 11th June 2026

All user friendly and app easy to use

5
All user friendly and app easy to use Reviewed on: 11th June 2026

PayPal has always stood by me over the years!

5
PayPal has always stood by me over the years! That says it all. Reviewed on: 11th June 2026

Its helped me get best evermy life on track

5
Its helped me get my life on track Reviewed on: 11th June 2026

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