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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145683 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145683)

I have been using PayPal account I found it very...

I have been using PayPal account I found it very good Reviewed on: 10th June 2026

Very easy to set up and use the service.

Very easy to set up and use the service. Transparent pricing and good value compared to many others. The 0% interested period combined with the pay in three service has really helped us with cashflow and allowed us to keep things ticking over without accumulating uncontrollable debt. Reviewed on: 10th June 2026

Quality stuff

Its just been great right from.the get go Reviewed on: 10th June 2026

Reliable

Easy affordable pay. So helpful to my financial needs Reviewed on: 10th June 2026

Great service and handy to have

Great service and handy to have if you need to spread costs... any issues I've had have been dealt with efficiently by the team Reviewed on: 10th June 2026

Always fast to sort out any problems

Always fast to sort out any problems Reviewed on: 10th June 2026

Very easy to use,helpful, fantastic.

Very easy to use,helpful, fantastic. Better than any credit card ! Reviewed on: 10th June 2026

Very easy to use App, web platform is also very well...

Very easy to use App, web platform is also very well laid out making it easy to pay off your balance anytime. Reviewed on: 10th June 2026

PayPal credit and the debt card are great features,...

PayPal credit and the debt card are great features, it’s much preferred option. Reviewed on: 10th June 2026

Reliable source of payment connect to different 3rd...

Reliable source of payment connect to different 3rd parties Reviewed on: 10th June 2026

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