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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145686 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145686)

Very easy to use App, web platform is also very well...

Very easy to use App, web platform is also very well laid out making it easy to pay off your balance anytime. Reviewed on: 10th June 2026

PayPal credit and the debt card are great features,...

PayPal credit and the debt card are great features, it’s much preferred option. Reviewed on: 10th June 2026

Reliable source of payment connect to different 3rd...

Reliable source of payment connect to different 3rd parties Reviewed on: 10th June 2026

Direct debit payments don't come off your bank balan...

Direct debit payments don't come off your bank balance straight away so makes it easy to think its been paid when in fact it will take days to show meaning me getting a late payment fee when the money should have been taken at the time of the dd is due Reviewed on: 10th June 2026

Always really fast customer service.

Always really fast customer service. Issues get solved in minutes. Reviewed on: 10th June 2026

Easy to set up credit account - 4 month interest fre...

Easy to set up credit account - 4 month interest free is a real benefit Reviewed on: 10th June 2026

Simple and straight forward

Simple and straight forward whenever i want to use it Reviewed on: 10th June 2026

PayPal Truly Helps Retired People on Pensions

As a retired person with a small pension PayPal is invaluable to me for the 4 months to pay credit, without interest. Others I have give 54 days! ... or less, which simply doesn't work for grand children's birthdays and seasonal festivals. Plus sudden expenses with the car or house. Basically, in-short PAYPAY IS EXTREMELY HELPFUL. Reviewed on: 10th June 2026

Smooth, faster and protected transactions

Smooth, faster and protected transactions Reviewed on: 10th June 2026

One of the best and easy to use!

I have been with PayPal for years now and they have always been good. So easy to use and so many options to pay for items. Pay in 3 or spread out the amount and you also earn points which is an added bonus when I use them anyway. Reviewed on: 10th June 2026

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