Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148164 reviews)

View other PayPal products

4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148165)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Brilliant company!

I've been with PayPal for quite some time now and think that they are one of the most trustworthy credit companies online, they have always stood by me if anything ever goes wrong. If I ever have to phone PayPal for assistance 9 times out of 10 they manage to solve my problems as the people that I speak to always seem to be very knowledgeable regarding the ins and outs of how PayPal works and can normally point me in the right direction! Reviewed on: 11th June 2026

Trustworthy

I’ve used PayPal for a long time and have never had any issues. Knowing my money/purchases are protected always gives me peace of mind. This year I began using PayPal debit card and I’m fully enjoying the experience and the bonus scheme allowing me to gain credit from everyday purchases. In the past 6 months I’ve earned over £60 in PayPal points, just from using my debit and credit card. Reviewed on: 11th June 2026

Easy to use and accepted by most online retailers.

Easy to use and accepted by most online retailers. Reviewed on: 11th June 2026

Quick and easy.

Quick and easy. Money available fast. Easy to set up a payment method. Reviewed on: 11th June 2026

PayPal are convenient, relatively inexpensive and th...

PayPal are convenient, relatively inexpensive and their customer service is excellent! Reviewed on: 11th June 2026

Absolutely great experience in purchasing anything t...

Absolutely great experience in purchasing anything through PayPal so quick and instant order on the way Reviewed on: 11th June 2026

Quick efficient professional service.

Quick efficient professional service. I recommended to my friends and family members. I would like to get points every time I use the service please. Reviewed on: 11th June 2026

Reliable

Secure, convenient, responsive should issues with payment arise. I had good experience when disputing a payment for a product I received damaged and the seller was unresponsive Reviewed on: 11th June 2026

Highly recommend

I have been using paypal for many years and I find it very convenient and safe. Reviewed on: 11th June 2026

Great :)

Excellent service and so easy to set up and use. Can use for so many retailers Reviewed on: 11th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Account
from Shop Direct 3.38 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79305 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 100 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub