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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146790 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146790)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Seamless transactions And confidence in the system...

Seamless transactions And confidence in the system and product. Once you have been given access it’s easy to use PayPal Credit. Reminders of due dates and minimum payments are invaluable. Reviewed on: 11th June 2026

Simple, affordable credit

Quickly approved and easy to use, terms and conditions clear and simple - what’s not to love?! Reviewed on: 11th June 2026

Consistently good

PayPal have always been consistent ever since I started purchasing items of eBay back in 2009, made it easy to use when buying band merch at shows, and now with their credit options with good apr rates, it was a no brained to use when I needed credit assistance. Reviewed on: 11th June 2026

fast easy and secure great service

fast easy and secure great service Reviewed on: 11th June 2026

Paypal Credit

The pay in 3 is a great option and the 0% is good on larger purchases. Reviewed on: 11th June 2026

Great support and availability with most products

Great support and availability with most products Reviewed on: 11th June 2026

Flexible and convenient peace of mind.

It’s convenient, easy to use, get regular updates and Reminders, flexible. Reviewed on: 11th June 2026

Easy to use and always at hand.

Easy to use and always at hand. Very convenient way to pay with added security. Reviewed on: 11th June 2026

Helping Customers

Overall very good the complaints procedure against retailers could be better. A little more speed and refinement would be great as so many retailers behave badly. At least Paypal give us a chance to fight them fairly. Reviewed on: 11th June 2026

PayPal is helps me manage my money

PayPal is a great way to spread the cost of items. I use it regularly and it’s a hassle free way to buy household items, tickets or products in a manageable way! Reviewed on: 11th June 2026

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