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PayPal: PayPal Credit reviews

4.73
Based on 145,662 reviews, last reviewed 28th Jun 2026
4358700% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026
Gav B's avatar
Gav B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145698)

Smooth, faster and protected transactions

5
Smooth, faster and protected transactions Reviewed on: 10th June 2026

One of the best and easy to use!

5
I have been with PayPal for years now and they have always been good. So easy to use and so many options to pay for items. Pay in 3 or spread out the amount and you also earn points which is an added bonus when I use them anyway. Reviewed on: 10th June 2026

Good service and reliable service with excellent cu...

4
Good service and reliable service with excellent customer service with fantastic workers Reviewed on: 10th June 2026

Convenient, Cost Effective, Couldn’t Live Without!

5
PayPal is so convenient and the benefits are second to none, I trust that they have my best financial interests at heart and so many of my friends and family use it and feel similarly. 10/10!! Reviewed on: 10th June 2026

Better for money and friendly customer service

5
Better for money and friendly customer service Reviewed on: 10th June 2026

always easy to pay and quickone place to go on most...

5
always easy to pay and quickone place to go on most sights and easy to arrange bank credit Reviewed on: 10th June 2026

great service, easy and efficient

5
great service, easy and efficient Reviewed on: 10th June 2026

Very happy customer

5
5 stars, I have no issues and the app and system are very easy to navigate and use Reviewed on: 10th June 2026

PayPal is amazing never a doubt with it!

5
PayPal is amazing never a doubt with it! Reviewed on: 10th June 2026

Beyond my expectations

5
Great service, prompt response reciept on every purchase Reviewed on: 10th June 2026

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