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PayPal: PayPal Credit reviews

4.73
Based on 146,832 reviews, last reviewed 1st Jul 2026
4411600% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026
Karen McGuinness 's avatar
Karen McGuinness

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026
TM's avatar
TM

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147042)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Never had a problem with them they are very good...

5
Never had a problem with them they are very good Reviewed on: 11th June 2026

Simple, swift and very efficient.

5
Simple, swift and very efficient. Great system for all. Reviewed on: 11th June 2026

PAYPAL will always be my first choice..

5
I've used PayPal for a good number of years now and every time I have contacted you, I have had nothing but the best service I could wish for. Thank you, for all your help. Reviewed on: 11th June 2026

I’ve used PayPal credit for quite some time now, the...

5
I’ve used PayPal credit for quite some time now, the app is simple to use and they’ve made it so easy to select them as my payment method. Best credit app I’ve used yet Reviewed on: 11th June 2026

Great service and reliable.

5
Great service and reliable. Many layer of protection and new easy ways of payment Reviewed on: 11th June 2026

Very good service

5
Brilliant service and easy to use Reviewed on: 11th June 2026

Customer services are excellent, you actually speak...

5
Customer services are excellent, you actually speak to a real person! Reviewed on: 11th June 2026

No issues.

5
No issues. No fuss. Just secure and convenient. Reviewed on: 11th June 2026

Protection, protection, protection

5
Protection, protection, protection Reviewed on: 11th June 2026

PayPal make purchases and payments very easy process...

5
PayPal make purchases and payments very easy process, helps me to spread the cost across a flexible plan that suits my needs Reviewed on: 11th June 2026

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