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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140839 reviews)

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4.73

Based on 140,839 reviews, last reviewed 17th Jun 2026

4139150% increase in 5 star reviews

in the past 90 days

11750% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really Very convenient easy to use and very convenient. Really easy to use and very convenient. Payments are quick and the whole process is smooth. Overall a great experience. Reviewed on: 17th June 2026

Latest lowest rating:

1

I've earned quite a few pounds now playing games on... I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140839)

PayPal credit is so easy to use - Great to...

PayPal credit is so easy to use - Great to have Reviewed on: 5th June 2024

PayPal has been good for paying for things quickly w...

PayPal has been good for paying for things quickly would be great to have a contactless PayPal option for smart phones Reviewed on: 5th June 2024

It's a yes from me

Easy and quick to use. PayPal Credit gives you the option to pay in installments,interest free over a period of time. Movement through the webpage is simple to use and the dashboard review page shows you a fab overview of your account. Reviewed on: 5th June 2024

I have used PayPal credit multiple times and my expe...

I have used PayPal credit multiple times and my experience has been great it has helped greatly. Reviewed on: 5th June 2024

0% offers, pay in 3 option.

0% offers, pay in 3 option. Lots of retailers have PayPal as an option. Easy to set up an account, easy to use to make purchases and secure Reviewed on: 5th June 2024

Very help for getting to work due to work.

Very help for getting to work due to work. Reviewed on: 5th June 2024

Very unreliable

Very unreliable they keep changing T&C Reviewed on: 5th June 2024

I love the 4 month offer on spending 99 or more bein...

I love the 4 month offer on spending 99 or more being interest free. This gives me peace of mind when spending alot of money. Reviewed on: 5th June 2024

Amazing and flawless.

Amazing and flawless. I would recommend this to all for online transactions and more. Reviewed on: 5th June 2024

Paypal are absolutely brilliant!

Paypal are absolutely brilliant! Always helpful if there are queries. Great having interest free spending for upto 4 months. So easy to use. Not much else to say as the name speaks for itself! Reviewed on: 5th June 2024

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