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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147088 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147088)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Used the service to be able to buy concert tickets

Used the service to be able to buy concert tickets Reviewed on: 11th June 2026

Have used PayPal for over 20 years.

Have used PayPal for over 20 years. Found it easy to use, reliable and speedy. On three occasions PayPal have recovered my money after sellers did not supply my goods or respond to my contact. Reviewed on: 11th June 2026

Perfect with ability to transfer balance

I would like to transfer the balance from my PayPal credit card amount not allowed Reviewed on: 11th June 2026

Paypal is way ahead of any competitor

Paypal is way ahead of any competitor Reviewed on: 11th June 2026

Very helpful

Very helpful, understanding and willing to help when possible Reviewed on: 11th June 2026

Best credit app

Never had any issue, I use credit to spread some important purchases into few 0% chunks and it works amazingly Reviewed on: 11th June 2026

Very good service and easy to use

Very good service and easy to use Reviewed on: 11th June 2026

Reliable, secure and easy to use

Here's a positive review you can use: I've had a great experience using PayPal. The platform is easy to use, secure, and makes sending and receiving money incredibly convenient. Transactions are processed quickly, and I appreciate the added layer of buyer and seller protection that provides peace of mind when shopping online. The mobile app is user-friendly, and linking bank accounts or cards is straightforward. Overall, PayPal is a reliable payment service that has consistently made managing online payments simple and hassle-free. Highly recommended! Reviewed on: 11th June 2026

PayPal instant credit access saved my day.

I have used PayPal credit on only a couple of occasions & it was so easy to apply & instant.i wouldn’t hesitate to use again & recommend. It’s a fantastic credit facility. I was able to purchase a gift that I wouldn’t have been able to pay for in one go. PayPal credit facility made it possible with east application, instant credit & payments taken each month. Completely hassle free & a fantastic service. Paypal made it so easy, & I recommend 100% Reviewed on: 11th June 2026

Regularly use

Regularly use, makes purchases possible that i would otherwise not make Reviewed on: 11th June 2026

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