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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143616 reviews)

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4.73

Based on 143,616 reviews, last reviewed 21st Jun 2026

4265500% increase in 5 star reviews

in the past 90 days

12300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

I really appreciate the 0% APR offers. I really appreciate the 0% APR offers. It enables me to split the payments without worrying that my debt is increasing. It is also very easy to set up... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143616)

PayPal Credit - easy & simple.

PayPal Credit - easy & simple. Straightforward credit. Reviewed on: 6th June 2024

helpful patient advisers

Credit arrangements are a little complex but advisers are on hand and always helpful and patient explaining things Reviewed on: 6th June 2024

it's always been pretty easy and straightforward usi...

it's always been pretty easy and straightforward using PayPal credit. terms are usually pretty clear and easy to understand and if I have had to contact them they've always been pretty helpful. interest rates etc are usually pretty clear and easy to understand Reviewed on: 6th June 2024

PAYPAL Credit has been extremely useful for me parti...

PAYPAL Credit has been extremely useful for me particularly recently in this cost of living crisis. Reviewed on: 6th June 2024

It's easy and quick to use,gives you a little more t...

It's easy and quick to use,gives you a little more time to buy the things you want Reviewed on: 6th June 2024

I am happy with the service and this is the reason w...

I am happy with the service and this is the reason why I keep coming back Reviewed on: 6th June 2024

Anytime I’ve needed help or assistance the communica...

Anytime I’ve needed help or assistance the communication has been top tier and nearly unbeatable Reviewed on: 6th June 2024

Excellent service a piece of mind

Excellent service a piece of mind Reviewed on: 6th June 2024

PayPal making life simple

Simple and easy to use when I need it Reviewed on: 6th June 2024

PayPal has been great - no bad experiences so far...

PayPal has been great - no bad experiences so far Reviewed on: 6th June 2024

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