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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144545 reviews)

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4.73

Based on 144,545 reviews, last reviewed 22nd Jun 2026

4308000% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy payments with good opportunities for interest f... Easy payments with good opportunities for interest free over a period of time or payment plans that are affordable for those more expensive purchases Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144545)

Get refund quicker- looks after customer

Get refund quicker. They communicate effectively Reviewed on: 7th June 2024

Always been amazing helps so much when you need a li...

Always been amazing helps so much when you need a little more time to pay it back Reviewed on: 7th June 2024

Buyer confidence & Great Offers, Affordable rates

I have been using Pa!pal and Paypal credit for last 8 years the service is excellent and the interest rates are better than banks and offers are very convenient for repayment and quality of the service is excellent and can buy with confidence. Reviewed on: 7th June 2024

Excellent

Excellent service all the time. Never had an issue when using PayPal. Would recommend to everyone Reviewed on: 7th June 2024

Very convenient and easy to use.

Very convenient and easy to use. Reviewed on: 7th June 2024

Simple and helps budget for luxury items

Simple and helps budget for luxury items Reviewed on: 7th June 2024

The No Negative Credit Product

So smooth and easy. A great product overall with useful features. Reviewed on: 7th June 2024

Quick and easy process

Quick and easy process, very convenient service and alternative option to a loan Reviewed on: 7th June 2024

Easy to send

Every transaction is easy and secure. I have sent and recieved money, with no problems. Reviewed on: 7th June 2024

Fantastic in every way.

Fantastic in every way. Always convenient and reliable. Reviewed on: 7th June 2024

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