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PayPal: PayPal Credit reviews

4.73
Based on 144,558 reviews, last reviewed 22nd Jun 2026
4308600% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026
Sally H's avatar
Sally H

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144616)

No 1 all over card

5
No 1 all over and excellent service Reviewed on: 7th June 2024

Good rate.

5
Good rate. Paypal is a safe secure way to pay for things. Repayments you can afford. Reviewed on: 7th June 2024

Great method for payment and sending money abrod

5
Great method for payment and sending money abrod Reviewed on: 7th June 2024

Easy to acces, perfect for all those times when you...

5
Easy to acces, perfect for all those times when you struggle financially, the 4 months to pay back are a godsent. Reviewed on: 7th June 2024

Easy, simple and secure.

5
Easy and quick to use and acceptable in more and more businesses every month. Easy to use app with great security. Reviewed on: 7th June 2024

i use paypal for most things esp ebay.

5
i use paypal for most things esp ebay.. Reviewed on: 7th June 2024

I've had a great experience with PayPal.

5
I've had a great experience with PayPal.credit so quick and easy to use Reviewed on: 7th June 2024

PayPal is always the best option for making payments.

5
PayPal is always the best option for making payments. Very simple, you have options if you want to pay now, later or in 3 instalments which is great. Reviewed on: 7th June 2024

I’ve never had any problems so can not comment

5
I’ve never had any problems so can not comment Reviewed on: 7th June 2024

Fabulous

5
Quick to resolve issues easy to use , need to get crypto sorted asap Reviewed on: 7th June 2024

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