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PayPal: PayPal Credit reviews

4.73
Based on 144,558 reviews, last reviewed 22nd Jun 2026
4308600% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026
Sally H's avatar
Sally H

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144664)

Easy simple to use and can be used on numerous websi...

5
Easy simple to use and can be used on numerous websites and businesses Reviewed on: 7th June 2024

Easy and clear payment terms, makes buying online a...

5
Easy and clear payment terms, makes buying online a safer and clearer process Reviewed on: 7th June 2024

Love using pay pall easy to use and fast

5
Love using pay pall easy to use and fast Reviewed on: 7th June 2024

I have never had a bad experience.

5
I have never had a bad experience. Anytime I have needed help someone is always there to help with my query. Reviewed on: 7th June 2024

Very easy to use.

5
Very easy to use. Love the credit Reviewed on: 7th June 2024

Good company fast sending many app working fine

5
Good company fast sending many app working fine Reviewed on: 7th June 2024

brilliant

5
Great excellent used since first iteration and no issues Reviewed on: 7th June 2024

Money safe

5
I always had good experience my Mony safe here Reviewed on: 7th June 2024

Satisfaction guaranteed

4
Applying for PayPal credit was the easiest procedure ever. I love that it’s so easy to use and pay using PayPal credit. Very straightforward. I do not regret choosing PayPal credit. If I were to choose another credit card I would choose PayPal again Reviewed on: 7th June 2024

Safe cc way to pay

5
Easy to buy items and pay off over time safe way to pay and offers from paypal Reviewed on: 7th June 2024

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