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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147279 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147279)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Can't get any better

Good with paying for goods and services, with 3 interest free payments Reviewed on: 11th June 2026

Great larger purchases

I use PayPal Credit for larger purchases so I can spread the cost and its great. I've not really had too much interaction with the customer services but when I have, they've been very helpful Reviewed on: 11th June 2026

Really happy with using PayPal credit over the last...

Really happy with using PayPal credit over the last few years Reviewed on: 11th June 2026

PayPal has always been there when I needed them.

PayPal has always been there when I needed them. Great, easy to use app also! Reviewed on: 11th June 2026

Easy and Efficient

PayPal is easy and accessible for myself. Its simple enough to follow and people are avaliable when you need them. Reviewed on: 11th June 2026

I have used PayPal for a few years now and now rely...

I have used PayPal for a few years now and now rely on it for all my transactions as it gives that extra security! The app is really easy to use Reviewed on: 11th June 2026

Use for larger purchases, wanting to pay off in a fe...

Use for larger purchases, wanting to pay off in a few weeks/months at a faster pace. Did experience an issue when using it for a larger, heavy product. The product had an issue within a few weeks but PayPal only fell in line with UK consumer law, in all ways but the supplier to collect the faulty product. It would have cost £100 to return the item, so we were left choosing another option with the supplier, not a full return as requested. Reviewed on: 11th June 2026

My mate PayPal

They have been amazing with helping me with my finances ,with the changing world we live in today Reviewed on: 11th June 2026

The buy now pay in 4momths interest free is an amazi...

The buy now pay in 4momths interest free is an amazing feature Reviewed on: 11th June 2026

Consistantly reliable.

Consistantly reliable. Used for many years now. Reviewed on: 11th June 2026

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