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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147417 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147417)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

has been top class never any problem if not getting...

has been top class never any problem if not getting what i payed for getting my money back 10/10 Reviewed on: 11th June 2026

I use PayPal credit alot and it’s easy to use!

I use PayPal credit alot and it’s easy to use! The app is very user friendly and it’s easy to keep track. Reviewed on: 11th June 2026

Highly recommend

Used paypal for years never had any issues, any disputes are resolved quickly and fairly. Highly recommended by me Reviewed on: 11th June 2026

Every thing been easy to use and understand

Every thing been easy to use and understand Reviewed on: 11th June 2026

Secure, easy to use with clear billing.

Secure, easy to use with clear billing. Never had a problem - recommended. Reviewed on: 11th June 2026

Always there when i need it with no long checks or d...

Always there when i need it with no long checks or delays. Reviewed on: 11th June 2026

Good for what I use it for

I’ve never had to call customer service which I think shows it’s a good product. They can sometimes be overzealous with emails, especially trying to get me to increase my limit which I don’t think is the best practice Reviewed on: 11th June 2026

I use PayPal regular and also Payal credit it help...

I use PayPal regular and also Payal credit it helps me a lot Reviewed on: 11th June 2026

Excellent for all my payment needs

Excellent for all my payment and budgeting needs - think that the app could be laid out a little more easy to understand for the senior folk. Reviewed on: 11th June 2026

Great for spreading the cost of online purchases

Great for spreading the cost of online purchases if you manage it correctly! The 0% interest period on purchases (like the 4-month or 6-month deals) is a massive help for budgeting. It’s incredibly easy to use at checkout. However, the standard interest rate is very high, so make absolutely sure to pay off your balance before the promotional window ends Reviewed on: 11th June 2026

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