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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145375 reviews)

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4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145375)

Easy, straightforward, 4 months apr free and pay bac...

Easy, straightforward, 4 months apr free and pay back at your own pace- excellent! Reviewed on: 8th June 2024

Always good with paypal credit quick convenient and...

Always good with paypal credit quick convenient and above all safe! Reviewed on: 8th June 2024

Perfect service

Excellent service - very simple and smooth to use. Reviewed on: 8th June 2024

PayPal review

Very useful service when it comes to purchasing before paying in full Reviewed on: 8th June 2024

A great and fair credit option

PayPal credit has been an excellent source of borrowing for me over many years with clear and helpful terms and conditions and good interest free offers. When I have needed advice on my borrowing they have always been available for advice. Reviewed on: 8th June 2024

Easy to use PayPal credit

Easy to use when purchasing on line.Choice given at check out for paypal credit which you can have up to 4 months interest free. Brilliant. Reviewed on: 8th June 2024

AAA service.

AAA service. Recommended. Easy to use Reviewed on: 8th June 2024

Easy to use,communication very good and easy to use app

Easy to use,communication very good and easy to use app Reviewed on: 8th June 2024

Amazing!

I find it to be the quickest and easiest way to transfer money to people. Great to store full wallet of cards on. Great for credit to by using PayPal credit. All round brilliant!! Reviewed on: 8th June 2024

First time using PayPal credit, really easy to setup.

First time using PayPal credit, really easy to setup. Receive reminders when payment is due and all transactions are shown on the App. Competitive rates and at the time I used it they were doing 10 months interest free. I would definitely recommend and use this service again. Reviewed on: 8th June 2024

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