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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145372 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145372)

Very useful, easy to apply, available in various onl...

Very useful, easy to apply, available in various online shops and market places Reviewed on: 8th June 2024

Very good overall comparing to other similar providers

Very good overall comparing to other similar providers Reviewed on: 8th June 2024

Easy and straightforward use with paypal.

Easy and straightforward use with paypal. Secure payments and use with plenty of websites!!! Reviewed on: 8th June 2024

Ive been using paypal for years now and never had an...

Ive been using paypal for years now and never had any concerns or issues! Would absolutely recommend to anyone who isnt currently using paypal! Its a safe, secure and trusted way to pay for your items! Reviewed on: 8th June 2024

It's so easy to use and convenient.

It's so easy to use and convenient. The app is easy and you can check your transactions at anytime. The best thing I love is that it alerts you when PayPal has been used Reviewed on: 8th June 2024

Great credit option

I use PayPal credit quite a lot and I just cannot find fault on anything Reviewed on: 8th June 2024

Very easy to use and manage.

Very easy to use and manage. A lot of different credit offers. Reviewed on: 8th June 2024

Easy, straightforward, 4 months apr free and pay bac...

Easy, straightforward, 4 months apr free and pay back at your own pace- excellent! Reviewed on: 8th June 2024

Always good with paypal credit quick convenient and...

Always good with paypal credit quick convenient and above all safe! Reviewed on: 8th June 2024

Perfect service

Excellent service - very simple and smooth to use. Reviewed on: 8th June 2024

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