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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144800 reviews)

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4.73

Based on 144,793 reviews, last reviewed 24th Jun 2026

4319150% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144800)

Enough time to pay off your credit.

Enough time to pay off your credit. Minimum payments are acceptable, worry free when you set up a direct debit so you don’t miss your minimum payments. Reviewed on: 7th June 2024

Incredibly Easy To Use, And great when you do.

I have to say, without PayPal credit I wouldn’t have been able to purchase the tools I need for my job. Thanks very much, a brilliantly easy and reliable service. Reviewed on: 7th June 2024

PayPal paving the way!

Straight forward, no need to speak to anyone in customer service as app is so intuitive. Efficient - some banks could learn a lot from PayPal! Reviewed on: 7th June 2024

Very secure

Using PayPal making my payments secure and safe. Reviewed on: 7th June 2024

Great, always helping out whenever unsure about PayP...

Great, always helping out whenever unsure about PayPal repayments. Reviewed on: 7th June 2024

I'm very pleased with the level of support and excel...

I'm very pleased with the level of support and excellent service PayPal provides with several easy payment options available Reviewed on: 7th June 2024

Very good ,when I was using pay pal credit card

Very good ,when I was using pay pal credit card Reviewed on: 7th June 2024

Easy to use and helpfull as single.

Easy to use and helpfull as single. Reviewed on: 7th June 2024

Flawless

Ease of use, no problems. Does what it says Reviewed on: 7th June 2024

Beautiful life with paypal

My experience with PayPal credit has been wonderful Reviewed on: 7th June 2024

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