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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145377 reviews)

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4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145377)

Amazing!

I find it to be the quickest and easiest way to transfer money to people. Great to store full wallet of cards on. Great for credit to by using PayPal credit. All round brilliant!! Reviewed on: 8th June 2024

First time using PayPal credit, really easy to setup.

First time using PayPal credit, really easy to setup. Receive reminders when payment is due and all transactions are shown on the App. Competitive rates and at the time I used it they were doing 10 months interest free. I would definitely recommend and use this service again. Reviewed on: 8th June 2024

Service is amazing.

Service is amazing. Help and ease of use makes pay pal the choice for me. Reviewed on: 8th June 2024

Good customer service, helpful financially

Good customer service, has been helpful when buying Christmas presents during the current financial times Reviewed on: 8th June 2024

The Review

I use PayPal quite often to split the payments occasionally and find it very helpful. Reviewed on: 8th June 2024

PayPal the perfect partner to have in your wallet.

PayPal is so convenient and easy to use. I can’t imagine life without it now. Reviewed on: 8th June 2024

I always buy items using my PayPal credit account.

I always buy items using my PayPal credit account. Helps to build my credit rating and gives me a safe mind when buying goods. Reviewed on: 8th June 2024

First choice payment method

First choice payment method as it's an easy way to pay, with added customer protection and it's already approved. Reviewed on: 8th June 2024

Worry free money

Smooth easy no hassle transactions every purchase Reviewed on: 8th June 2024

A Convenient Financing Option for Online Shoppers

I've been using PayPal Credit for a few years now, and I must say, it has been a game-changer for my online shopping experience. As someone who frequently shops online but doesn't always have the funds readily available, PayPal Credit has provided me with a convenient way to make purchases and pay over time. One of the best things about PayPal Credit is its seamless integration with my existing PayPal account. Whenever I'm shopping online and PayPal is accepted, I have the option to use PayPal Credit as my payment method. The application process was quick and easy, and I received a decision almost instantly. With PayPal Credit, I can enjoy 6 months of interest-free financing on purchases of £99 or more. This has allowed me to buy higher-priced items that I needed, like a new laptop for work, without having to pay the full amount upfront. The monthly payments are affordable and easy to manage. The only minor issue I've encountered is that not all online retailers accept PayPal Credit as a payment option. However, this is a relatively small inconvenience compared to the benefits I've enjoyed. Overall, I'm extremely satisfied with PayPal Credit and would give it a 4.5 out of 5-star rating. I would highly recommend this service to anyone who shops online frequently and is looking for a flexible, convenient financing option. It has made my online shopping experience much more manageable and enjoyable. Reviewed on: 8th June 2024

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