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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145377 reviews)

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4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145377)

I have been with PayPal for a very long time well ov...

I have been with PayPal for a very long time well over ten years. Very trustworthy useful for payments, Reviewed on: 8th June 2024

A Stellar Experience with PayPal Credit

I’ve been using PayPal Credit for several years now, and I couldn’t be happier with my experience. PayPal Credit offers a seamless and convenient way to manage my finances, especially for larger purchases. The application process was quick and straightforward, and I was approved almost instantly, which allowed me to start using my credit line right away. One of the standout features of PayPal Credit is the flexibility it provides. I love the promotional offers, like no interest if paid in full within 6 months on purchases over a certain amount. This has made it incredibly easy to finance bigger purchases without worrying about immediate payment. The convenience of integrating PayPal Credit with my regular PayPal account means I can manage everything from one platform, streamlining my financial activities. Customer service has been outstanding as well. Any time I’ve had a question or needed assistance, the support team has been prompt, courteous, and extremely helpful. They genuinely seem to care about their customers, which makes a big difference in the overall experience. Using PayPal Credit has also enhanced my online shopping experience. It’s accepted at a wide range of retailers, and the added layer of buyer protection gives me peace of mind. I feel secure knowing that my transactions are protected, and any issues will be promptly addressed. Overall, PayPal Credit has exceeded my expectations. It’s a reliable, user-friendly, and flexible credit solution that has made managing my finances easier and more efficient. I highly recommend it to anyone looking for a convenient and trustworthy credit option. Five stars! Reviewed on: 8th June 2024

Easy to use, easy to pay, transparent and clever

Easy to use, easy to pay, transparent and clever Reviewed on: 8th June 2024

Excellent Service

I have had a brilliant experience as Pay Pal user in the last few years. I found their service user-friendly, comprehensive and offering good value for money. Reviewed on: 8th June 2024

Easy to use and set up.

Easy to use and set up. Easy to control and manage online Reviewed on: 8th June 2024

Easy to use and affordable credit amount

Easy to use and affordable credit amount Reviewed on: 8th June 2024

Very easy to use.

Very easy to use. Excellent. I do so much shopping and mostly it works every where. Reviewed on: 8th June 2024

best service

Perfect credit card to use and managr Reviewed on: 8th June 2024

Very useful application and the first application wh...

Very useful application and the first application which gave me the credit Reviewed on: 8th June 2024

It's always been a pleasant experience dealing with...

It's always been a pleasant experience dealing with PayPal. Never had an issue Reviewed on: 8th June 2024

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