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PayPal: PayPal Credit reviews

4.73
Based on 145,393 reviews, last reviewed 26th Jun 2026
4346600% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026
Hayley Calder's avatar
Hayley Calder

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145408)

Great service

5
Great service and convenient for when money is tight Reviewed on: 8th June 2024

PayPal Credit is good value for money

5
PayPal credit allows to pay for purchases when you're tight on money and let's you spread the cost with no interest. When interest charged is very good rates as well in case you did not manage to pay back in time. Love it! Reviewed on: 8th June 2024

Convenient and useful.

5
Convenient and useful. helps with purchases and good cover if something happens to the item in transit or not receiving it Reviewed on: 8th June 2024

VOTE PAYPAL

5
100% would recommend easy to use reliable and amazing service Reviewed on: 8th June 2024

Easy to manage and easy to use

5
I found my repayments Easy to manage and easy to use Reviewed on: 8th June 2024

It's an easy and simple way of helping pay for...

4
It's an easy and simple way of helping pay for things Reviewed on: 8th June 2024

Easy and convenient way to pay for things

5
Easy and convenient way to pay for things Reviewed on: 8th June 2024

Always a great experience, very easy to pay, and can...

5
Always a great experience, very easy to pay, and can use it on so many things! PayPal credit is great for me and what I want it for and the customer service people are always very helpful! I would highly recommend it! Reviewed on: 8th June 2024

Great way to pay for things online and know you are...

5
Great way to pay for things online and know you are covered if any issues Reviewed on: 8th June 2024

I thiank PayPal is a great platform.

5
I thiank PayPal is a great platform. Every time I have a query the a swear don’t take long to come Reviewed on: 8th June 2024

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