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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145403 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145403)

Always use paypal credit 0% interest.

Always use paypal credit 0% interest. Informs you of when payments are due so don't miss them. Reviewed on: 8th June 2024

PayPal is such a simple platform to use.

PayPal is such a simple platform to use. The app is easy to use and is so informative. On the rare cases you need to contact them it is simplistic and you actually get to speak to a human!! Reviewed on: 8th June 2024

Best credit around

Easy to use, great service and the %0 for 3 months for over £100 is the best, credit cards usually have a promotional time and with PayPal there is no time limit Reviewed on: 8th June 2024

Easy to use.

Easy to use. Very convenient when shopping Reviewed on: 8th June 2024

4 months interest free!

I really like the way I can purchase items and pay in 4 months without interest. Great way to manage my budget. Reviewed on: 8th June 2024

Great service

Great service and convenient for when money is tight Reviewed on: 8th June 2024

PayPal Credit is good value for money

PayPal credit allows to pay for purchases when you're tight on money and let's you spread the cost with no interest. When interest charged is very good rates as well in case you did not manage to pay back in time. Love it! Reviewed on: 8th June 2024

Convenient and useful.

Convenient and useful. helps with purchases and good cover if something happens to the item in transit or not receiving it Reviewed on: 8th June 2024

VOTE PAYPAL

100% would recommend easy to use reliable and amazing service Reviewed on: 8th June 2024

Easy to manage and easy to use

I found my repayments Easy to manage and easy to use Reviewed on: 8th June 2024

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