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PayPal: PayPal Credit reviews

4.73
Based on 145,393 reviews, last reviewed 26th Jun 2026
4346600% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026
Hayley Calder's avatar
Hayley Calder

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145409)

I thiank PayPal is a great platform.

5
I thiank PayPal is a great platform. Every time I have a query the a swear don’t take long to come Reviewed on: 8th June 2024

Helps me to make payments online

5
Helps me to make payments online Reviewed on: 8th June 2024

Efficient and secure payment service

5
My experience with PayPal has been positive overall. The platform is easy to use, with fast and secure transactions. It's well-integrated with many online retailers, making payments convenient. Customer service is responsive and helpful. However, the fees for some transactions can be a bit high. Despite this, PayPal remains a reliable choice for online payments. Highly recommended! Reviewed on: 8th June 2024

It’s good but customer service you can improve

4
It’s good but customer service you can improve Reviewed on: 8th June 2024

The best

5
Excellent rates over the months. Always at hand Reviewed on: 8th June 2024

Very good

5
Not had a problem with PayPal and have been using them for quite a while now really good if you need to get somthing but need extra time to pay Reviewed on: 8th June 2024

I've had a good experience using PayPal credit.

5
I've had a good experience using PayPal credit. It's affordable, and whenever I needed to call there customer services they've resolved the issue I had. Reviewed on: 8th June 2024

It's like a virtual credit card

5
PayPal credit is very useful it's like a virtual credit card. It helps at times when I need to make a purchase but don't want to use my bank cards. This is obviously short term borrowing, which really does help when you need it. The only downside is that it only works in places that support PayPal as a payment method. Reviewed on: 8th June 2024

Easy to track and make extra payments

5
Easy to track and make extra payments Reviewed on: 8th June 2024

Your payments are secure with PayPal

5
Never had an issue with PayPal and if I have they have always resolved it Reviewed on: 8th June 2024

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