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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145414 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145414)

Very good

Not had a problem with PayPal and have been using them for quite a while now really good if you need to get somthing but need extra time to pay Reviewed on: 8th June 2024

I've had a good experience using PayPal credit.

I've had a good experience using PayPal credit. It's affordable, and whenever I needed to call there customer services they've resolved the issue I had. Reviewed on: 8th June 2024

It's like a virtual credit card

PayPal credit is very useful it's like a virtual credit card. It helps at times when I need to make a purchase but don't want to use my bank cards. This is obviously short term borrowing, which really does help when you need it. The only downside is that it only works in places that support PayPal as a payment method. Reviewed on: 8th June 2024

Easy to track and make extra payments

Easy to track and make extra payments Reviewed on: 8th June 2024

Your payments are secure with PayPal

Never had an issue with PayPal and if I have they have always resolved it Reviewed on: 8th June 2024

Great little extra

It’s so easy and useful for when you don’t have bank details to hand. It good for bigger purchases to spread the cost Reviewed on: 8th June 2024

PayPal is a great app to use and a reliable app to use.

PayPal is reliable and great customer service Reviewed on: 8th June 2024

Always great

pleasure experience anytime I have use the service and customer care is very efficient.. 5 stars well deserved! Reviewed on: 8th June 2024

PayPal for peace of mind

Used PayPal for years, enjoy using it for peace of mind for purchases and for the flexibility in interest free payments for 4 months. Reviewed on: 8th June 2024

PayPal has an amazing user interface both on their w...

PayPal has an amazing user interface both on their website and mobile app. They have lots of great features, products and services available. I would definitely recommend having a look. Reviewed on: 8th June 2024

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