Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145420 reviews)

View other PayPal products

4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145420)

Your payments are secure with PayPal

Never had an issue with PayPal and if I have they have always resolved it Reviewed on: 8th June 2024

Great little extra

It’s so easy and useful for when you don’t have bank details to hand. It good for bigger purchases to spread the cost Reviewed on: 8th June 2024

PayPal is a great app to use and a reliable app to use.

PayPal is reliable and great customer service Reviewed on: 8th June 2024

Always great

pleasure experience anytime I have use the service and customer care is very efficient.. 5 stars well deserved! Reviewed on: 8th June 2024

PayPal for peace of mind

Used PayPal for years, enjoy using it for peace of mind for purchases and for the flexibility in interest free payments for 4 months. Reviewed on: 8th June 2024

PayPal has an amazing user interface both on their w...

PayPal has an amazing user interface both on their website and mobile app. They have lots of great features, products and services available. I would definitely recommend having a look. Reviewed on: 8th June 2024

believe Paypal to be a safe.

I always use PayPal as I believe it to be a safe way to purchase goods Reviewed on: 8th June 2024

Easy too use but not sure how the pay in 4 works whe...

Easy too use but not sure how the pay in 4 works when automatically added to credit. Reviewed on: 8th June 2024

Better than banks for protection.

Better than banks for protection. Easy to borrow with flexible pay back options. Excellent customer service. Reviewed on: 8th June 2024

Paypal trust

Always reassured by this service. Money is recovered quickly if needed. Reviewed on: 8th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3757 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76388 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub