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PayPal: PayPal Credit reviews

4.73
Based on 145,393 reviews, last reviewed 26th Jun 2026
4346600% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026
Hayley Calder's avatar
Hayley Calder

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145424)

believe Paypal to be a safe.

5
I always use PayPal as I believe it to be a safe way to purchase goods Reviewed on: 8th June 2024

Easy too use but not sure how the pay in 4 works whe...

5
Easy too use but not sure how the pay in 4 works when automatically added to credit. Reviewed on: 8th June 2024

Better than banks for protection.

5
Better than banks for protection. Easy to borrow with flexible pay back options. Excellent customer service. Reviewed on: 8th June 2024

Paypal trust

5
Always reassured by this service. Money is recovered quickly if needed. Reviewed on: 8th June 2024

Worthy of trust

5
Easy to reach and available with most of the purchases Reviewed on: 8th June 2024

Always a seamless and smooth experience.

5
Always a seamless and smooth experience. Reviewed on: 8th June 2024

HAPPY CUSTOMER

5
No problems from 1st.day I started with paypal. Everything works so smoothly. Have only had to contact customer service once and everything was dealt with to mysatisfaction. Reviewed on: 8th June 2024

always give a good service never had any problems

5
always give a good service never had any problems Reviewed on: 8th June 2024

PayPal is very helpful and trusted company

5
PayPal is very helpful and trusted company Reviewed on: 8th June 2024

PayPal is excellent it gives you piece of mind when...

5
PayPal is excellent it gives you piece of mind when purchasing goods online Reviewed on: 8th June 2024

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