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PayPal: PayPal Credit reviews

4.73
Based on 145,427 reviews, last reviewed 26th Jun 2026
4348200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026
Mini Mejo's avatar
Mini Mejo

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145431)

Intrest free credit facility.

5
The interest free credit for purchases over £99 is excellent. Always reminded when payments are due. Easy to apply and many merchants are avaiable to use it eith Reviewed on: 8th June 2024

My preferred method for online payments, easy to use :)

5
My preferred method for online payments, easy to use :) Reviewed on: 8th June 2024

Safety online

5
Just the safest and easiest way for all online payments Reviewed on: 8th June 2024

Long term customer

5
Long term customer having used PayPal for over 15 years. Widely accepted and easy to use. More shops and businesses accept PayPal than ever. Reviewed on: 8th June 2024

Convenient App & Friendly Customer Services

5
Convenient and love the fact that customer services are knowledgable and friendly. The automatic regular payments makes paying hassle free. Reviewed on: 8th June 2024

Convenient ways to make payments

5
PayPal managed all my online purchases. Reviewed on: 8th June 2024

Its amazing when you are in difficult time then you...

5
Its amazing when you are in difficult time then you can spen through paypal 3 installment and i love this service i travel recently due to my mother was not well i didnt had money but paypal help me to buy ticket today i paid 3rd installment. Thank you Reviewed on: 8th June 2024

Really easy and quick to set up.

5
Really easy and quick to set up. Helped me pay for my holiday in manageable instalments. Didn’t think about it before but when they offered 0% i went for it. Reviewed on: 8th June 2024

Payments made easy

5
Very easy to use with a money back guarantee and offers easy payments and excellent customer services. Reviewed on: 8th June 2024

Customer service is always amazing.

5
Customer service is always amazing. The app is so easy to use. I can’t fault PayPal credit. Reviewed on: 8th June 2024

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