Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 145,427 reviews, last reviewed 26th Jun 2026
4348200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026
Mini Mejo's avatar
Mini Mejo

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145430)

Pay pal review

5
Easy transactions Easy communication Very convenient always available Reviewed on: 8th June 2024

Easy to use, safe and secure, user-friendly

4
Easy to use, safe and secure, user-friendly Reviewed on: 8th June 2024

PayPal credit is fab and so easy to use as it gives...

5
PayPal credit is fab and so easy to use as it gives you the flexibility to purchase items you want and spread the cost Reviewed on: 8th June 2024

Great way pay

5
It's very easy to use, I have no issue it great way spreading cost big items. Reviewed on: 8th June 2024

everything is OK, you are correct and I am very sati...

5
everything is OK, you are correct and I am very satisfied! Reviewed on: 8th June 2024

Very quick process and great help

5
Very quick process and great help Reviewed on: 8th June 2024

Flexible short term support

5
I’ve used them for years , it’s convenient, and more over I can just keep going back for more with the facility I have Reviewed on: 8th June 2024

PayPal credit

5
I have used PayPal credit for lots of different purchases, it’s quick and easy to use, and always allows you to make sure you are using the correct payment method, lots of warning about your next payment date so that you don’t miss it and get a charge. Reviewed on: 8th June 2024

Fantastic flexibility with many advantages.

5
Fantastic flexibility with many advantages. Reviewed on: 8th June 2024

Intrest free credit facility.

5
The interest free credit for purchases over £99 is excellent. Always reminded when payments are due. Easy to apply and many merchants are avaiable to use it eith Reviewed on: 8th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 76394 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products