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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145430 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145430)

Helping me get my refund!

I ordered some clothing items online and paid using PayPal. When the items arrived, I found them to be of very low quality unlike what was portrayed online. When I tried to return them, I found that the company was in China instead of the UK name online. I tried getting my refund from the company and they were not budging and I went through PayPay. PayPal investigated the purchase; I was asked for evidence of substandard quality which I provided. It took some back and forth and time, but PayPal got my money back. I Reviewed on: 8th June 2024

Beat the banks

Never pester you and easy to deal with Reviewed on: 8th June 2024

Quick and convenient

I have my preference set to PayPal credit because then I don't have to remember my cards security codes and then I can just transfer the money from my bank acc when the statement comes and pay it off. Alot of retailers accept paypal and it's quick and convenient Reviewed on: 8th June 2024

Very easy to use

Very easy to use,highly recommend Reviewed on: 8th June 2024

They are reliable and quick to respond.

They are reliable and quick to respond. Its easy to use and works on lots of sites Reviewed on: 8th June 2024

Easy to use and widely available

Easy to use and widely available Reviewed on: 8th June 2024

If A Danish Brewer did Credit facilities

PP Credit in simple convenient, easily auditable, and protects your purchasing. Reviewed on: 8th June 2024

It's so easy, a refreshing change for the Internet.

It's so easy, a refreshing change for the Internet. Reviewed on: 8th June 2024

easy to use

Very easy to use , I know my payment is safe and that I can get help with to get my money back when I have any issues , customer services team are helpful and easy to get it contact with. Only down side is interest has got quite high but this is the same with most unfortunately Reviewed on: 8th June 2024

I have all the reasons to recommend it as I gives yo...

I have all the reasons to recommend it as I gives you option to pay back and buy things in 3 rates no interest!! Reviewed on: 8th June 2024

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