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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145429 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145429)

I used paypal credit so often.

I used paypal credit so often. Great way of spending p Reviewed on: 8th June 2024

Great credit provider

No problems with any transactions, easy to use, no complicated system Reviewed on: 8th June 2024

Absolutely no complaints

Great experience, never had any issues. Reviewed on: 8th June 2024

Easy to use and flexible.

Easy to use and flexible. All app managed so can view 24/7. Used everywhere. Reviewed on: 8th June 2024

I am always happy and feeling secure to use paypal s...

I am always happy and feeling secure to use paypal service. Reviewed on: 8th June 2024

So easy to get set up and use.

So easy to get set up and use. Having PayPal credit has helped me so much Reviewed on: 8th June 2024

PayPal credit

PayPal is available in online checkouts everywhere. I often use 4 months 0% interest. Easy to use balance can be checked online and luckily I never had to use their customer service. Reviewed on: 8th June 2024

Easy to use amount available misleading

Easy to use however the avail amount is not always correct so this can be frustrating for example it showed amount available and then I only used a small amount for a purchase and then it shows I have nothing left and then two days later shows I have funds available again . Reviewed on: 8th June 2024

convenient and useful

Very convenient and useful for me when needed Reviewed on: 8th June 2024

Helping me get my refund!

I ordered some clothing items online and paid using PayPal. When the items arrived, I found them to be of very low quality unlike what was portrayed online. When I tried to return them, I found that the company was in China instead of the UK name online. I tried getting my refund from the company and they were not budging and I went through PayPay. PayPal investigated the purchase; I was asked for evidence of substandard quality which I provided. It took some back and forth and time, but PayPal got my money back. I Reviewed on: 8th June 2024

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