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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148554 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148555)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Contact with paypal

When I have had to get in touch with paypal they were very efficient and dealt with all problems very well. I am impressed. Reviewed on: 12th June 2026

Really good experience, even when you ring them, the...

Really good experience, even when you ring them, they sort the problem out straight away for you Reviewed on: 12th June 2026

Paypal is reliable and has excellent customer service.

Paypal is reliable and has excellent customer service. Reviewed on: 12th June 2026

Smooth and easy transactions.

Smooth and easy transactions. It’s fast and reliable. Reviewed on: 12th June 2026

Fast n secure

Fast n secure highly recommanded Reviewed on: 12th June 2026

Flexible way to pay

I find it a very convenient way to pay offering good flexibility on how to pay. Reviewed on: 12th June 2026

Everything is easy and smooth, I trust PayPal

Everything is easy and smooth, I trust PayPal Reviewed on: 12th June 2026

Fantastic Service

10/10. Great service, never lets you down. Reviewed on: 12th June 2026

I have used PayPal Credit for a few years.

I have used PayPal Credit for a few years. I find it easy and straight forward. Reviewed on: 12th June 2026

Easy to navigate and gives time to think.

Easy to navigate and gives time to think. It is my emergency go to and has helped me out twice when my laptops have died! Reviewed on: 12th June 2026

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