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PayPal: PayPal Credit reviews

4.73
Based on 145,427 reviews, last reviewed 26th Jun 2026
4348200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026
Mini Mejo's avatar
Mini Mejo

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145430)

Excellent

5
I am satisfied about this services Reviewed on: 7th June 2024

Good service.

5
Good service. Reasonable interest rates for credit use. Fairly safe to use. Reviewed on: 7th June 2024

Good company, always been great with me.

5
Good company, always been great with me. Reviewed on: 7th June 2024

I didn’t use costumer service that’s why I was neutral

5
I didn’t use costumer service that’s why I was neutral Reviewed on: 7th June 2024

Great service - helped me sort Christmas and pay off...

5
Great service - helped me sort Christmas and pay off in manageable time. Reviewed on: 7th June 2024

Credit Made Simple!

5
PayPal Credit has been easy to manage, and allows me to budget large purchases into easy, manageable payments. Safe and secure, the app gives me all I need to manage different amounts, plans and payments. Intuitive and easy-use UI, I can find the information about my purchases and make sure I know what is due and when. Reviewed on: 7th June 2024

It’s allowed me to manage my money better and not mi...

5
It’s allowed me to manage my money better and not miss out on offers!! Reviewed on: 7th June 2024

Very good, and easy to process, highly recommend

5
Very good, and easy to process, highly recommend Reviewed on: 7th June 2024

Excellent

5
With PayPal is every payment safe. Reviewed on: 7th June 2024

Not always easy to get in contact with customer serv...

5
Not always easy to get in contact with customer services but I love the pay in 3 and PayPal credit ! Reviewed on: 7th June 2024

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